Insurance Solutions for Your Most Valuable Assets
At Karopay Insurance Agency, we serve the insurance needs of our customers through provision of thoughtful consultation. This leads to coverage at a cost that adds value to our relationship
Comprehensive Insurance Solutions
Are you looking for comprehensive insurance for businesses, life insurance, travel insurance, health insurance, car insurance, medical insurance or any other type of insurance? Karopay Insurance Agency specialises in securing business owners’ most valuable assets. At Karopay, we ensure that the insurance carriers keep the promise to indemnify our clients.
We allows our customers to see what solutions are available in the market, and what best “fits” their requirements.
Our Services
Custom insurance solutions for businesses and individuals
SME Combined Policy Insurance
Combines business property and business liability insurance into one convenient policy.
Work Injury Benefits Act
Covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses.
Machinery Breakdown
Covers the sudden and accidental, physical damage to equipment that requires its repair or replacement.
Home Insurance
We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.
Car Insurance
We’ll make sure you have the protection you need at a price you can afford.
Personal Accident Insuarance
Offers compensation for death, or disablement as well as medical expenses arising from an accidental occurrence on a 24-hour basis, worldwide.
Group Health Insurance
We’ll help you navigate the healthcare process so you can hire and retain top talent.
Group Life Insurance
Coverage that goes beyond life insurance or workers compensation.
Pension Schemes
We’ll help design a pension scheme that gives your business a competitive edge.
Directors and Officers Liability Insurance
Covers directors and officers for claims made against them while serving on a board of directors and/or as an officer.
Professional Indemnity Insurance
Protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others.
Employment Practice Liability Insurance
As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues.
Why Work With
An Insurance Agent?
Why would we recommend you work with an insurance agent and avoid going directly to an insurance company?
Working with an insurance agent does not cost you extra. Our primary role as an insurance agent is to match the customer’s expectations to the underwriter’s reality. We do this through a number of ways such as determining client needs and effectively communicate policy information to clients.
For example, when we do an audit for potential clients, frequently we come across areas where clients took duplicate cover without knowing thus spending more or they took the wrong cover altogether. Also, we’ve found cases where clients are not informed on certain requirements needed when claiming. For instance, in the case of theft-related claims having CCTV at the premises is required. An insurance agent acts as your in house insurance department and engages with your insurance company with your interest at heart.
Our Pillars
What we focus on , as a company
What Our
Clients Say
